Vplus Regulatory Compliance Seal

Our Credentials

Regulated Financial Services

Philippines Vastness Lending Corporation (Vplus) is a BSP Licensed Lender and is regulated by the Securities and Exchange Commission (Registration No. CS201918401) and authorized by the Bangko Sentral ng Pilipinas (BSP) under Certificate of Authority No. 3158.

Our digital lending services operate in strict compliance with:

BSP Circular No. 942 (Electronic Financial Services)
Republic Act No. 11765 (Consumer Protection Act)
BSP Liquidity Requirements for EMI operators

Vplus leverages cutting-edge financial technology to deliver secure and accessible credit solutions while adhering to the highest standards of consumer protection mandated by Philippine financial regulators.

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Why Filipinos Choose Vplus

Higher Loan Amounts

Access up to ₱40,000 credit limit - much higher than traditional lenders offer.

5-Minute Approval

Our AI system processes applications instantly. Get funds in minutes, not days.

No Collateral Needed

Personal loans up to ₱40,000 require no property or asset security.

24/7 Support

Tagalog & English support anytime. Call, chat or visit our branches nationwide.

Real Customer Stories

See why thousands of Filipinos choose Vplus for their urgent financial needs

"I needed ₱15,000 for my child's school supplies. Vplus approved my loan in 5 minutes and sent the money directly to my GCash. Incredible service!"

Maria R.

Teacher from Manila

"My jeepney engine broke down last week. Thanks to Vplus, I got ₱25,000 same-day with clear rates. Back on the road in 24 hours!"

Juan D.

Jeepney Driver from Cebu

"Expanded my sari-sari store inventory with Vplus business loan. Only 1.2% monthly interest - much better than traditional banks!"

Lorena G.

Sari-sari Store Owner from Davao

"The app guided me through the entire process in Tagalog. Perfect for OFWs like me who need quick medical funds for family back home."

Carlo S.

OFW Nurse from Cagayan

"First time loan with Vplus for my tuition fee. They accept school ID and no collateral. Perfect for students needing emergency help."

Ana L.

College Student from Iloilo

"Late payment fees were clearly explained upfront. When I had difficulty, they gave a 3-day grace period. Very Filipino-style understanding!"

Miguel T.

Freelancer from Angeles